Workplace Supplemental Products

Medicare supplements, or Medigap plans, are supplementary insurance policies designed to work alongside your Original Medicare coverage (Part A and Part B). These plans help cover the “gaps” in your Medicare benefits, including deductibles, copayments, and coinsurance. Medicare supplements are offered by private insurance companies and are regulated by federal and state laws.

Features

Comprehensive Coverage: Medicare supplements enhance your Medicare coverage, providing financial support for out-of-pocket expenses like copayments, deductibles, and coinsurance.
Choice of Providers: You have the flexibility to choose from a vast network of healthcare providers, ensuring you can receive care from the doctors and specialists you trust.
No Referrals Required: With Medicare supplements, you generally don’t need referrals to see specialists, and you can seek care from any healthcare provider that accepts Medicare.
Nationwide Coverage: Medicare supplements provide coverage nationwide, allowing you to access healthcare services, even when traveling outside your home state.
Portability: Your Medicare supplement plan stays with you even if you move to a different location or state, offering continuity in your healthcare coverage.
Guaranteed Renewal: Medicare supplement plans are guaranteed renewable, ensuring you can maintain your coverage for as long as you pay your premium.
*We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.