Watercraft Insurance

A Speed Boat | North Dakota Boat Insurance

Boat and Watercraft Insurance in North Dakota

Have peace of mind in knowing that your boat and the equipment attached to it is protected 24/7 with Farmers Union Insurance’s reliable watercraft insurance in North Dakota. Get liability coverage, replacement cost coverage, and more. You can also talk to one of our agents today!

Get the Following Benefits From Our Watercraft Insurance:

  • Direct physical loss of your boat, motor, trailer, and equipment attached to the boat based on its value.
  • 10% limit included for direct physical loss to watercraft equipment. (higher limits available)
  • Personal effects to $200, emergency service to $200, and salvage recovery. New watercraft are automatically covered for 45 days.
  • Liability coverage for bodily injuries or property damage limits up to $1 million.
  • Passengers’ medical expenses, first aid, defense attorney fees, and removal of a sunken boat. Limits up to $5000.

Optional Watercraft Coverages:

  • Replacement cost coverage
  • Boat lifts


****All coverage is subject to policy terms and conditions, see your policy for details****