Protect your investment in your boat with Farmers Union’s watercraft insurance.
Our Watercraft Coverage Features:
- Direct physical loss of your boat, motor, trailer, and equipment attached to the boat based on its value.
- 10% limit included for direct physical loss to watercraft equpiment. (higher limits available)
- Personal effects to $200, emergency service to $200, and salvage recovery. New watercraft are automatically covered for 45 days.
- Liability coverage for bodily injuries or property damage limits up to $1 million.
- Passengers medical expenses, first aid, defense attorney fees, and removal of sunken boat. Limits up to $5000.
Optional Watercraft Coverages:
- Replacement cost coverage
- Boat lifts
****All coverage is subject to policy terms and conditions, see you policy for details****