Homeowners Insurance in North Dakota

A Family Raking Leaves | Homeowner Insurance in North Dakota

Homeowners Insurance in North Dakota

At Farmers Union Insurance, we believe that your house is one of your most valuable properties and investments. That’s why we highly encourage you to protect it with a homeowner insurance in North Dakota. Here’s what makes our policy standout from the rest:

Our Homeowners Insurance Policy in North Dakota Features:

  • Replacement cost coverage on your house
  • Replacement cost coverage for other structures on your property
  • Replacement cost coverage on your personal belongings, covered anywhere in the world
  • Replacement cost available on most roofing types and systems
  • Additional living expense coverage if your home is damaged by a covered loss
  • Personal liability coverage with limits available up to $1 million
  • Medical payments to others coverage
  • Property damage to others coverage

Optional Homeowners Property Coverages:

  • Sewer backup and sump pump overflow coverage
  • Increased special limits on certain types of personal property
  • Refrigerated property coverage
  • Scheduled Property Floater

Optional Home Liability Insurance Coverage:

  • Personal injury (libel and/or slander)
  • Protection for an additional residence (can be owner-occupied or rented to others)
  • Business pursuits for certain types of business
  • Home day care coverage
  • Recreational vehicle coverage

Additional Coverages Included in Your Homeowner Insurance in North Dakota:

  • Debris removal
  • Equipment breakdown
  • $5,000 in fungi remediation coverage
  • Fire department service charge
  • Service lines protection
  • Identity theft protection
  • Ordinance or law coverage
  • Loss assessment
  • Claim expenses
  • First aid expenses
  • $500 for property damage of others

Our homeowner insurance terms, definitions, and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies, or declaration pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply. Get in touch with us today to learn more information.

Talk to a Farmers Union Insurance Agent in North Dakota Today!

Protect your most valuable property with a homeowner insurance policy that you can truly rely on. Reach out to one of our designated agents in your area to get started.

Apart from homeowner insurance, our company also offers health, life, auto, business property, renters insurance, and more. So, what are you waiting for? Give us a call today. We’re looking forward to hearing from you.


****All coverage is subject to policy terms and conditions, see your policy for details****