Philadelphia Insurance Companies (PHLY) specializes in the Fuel Dealers industry. We understand how to provide a flexible and comprehensive insurance program for risks all across the United States.

Key Benefits

General Liability

Comprehensive General Liability – limits up to $1M each occurrence/$3M aggregate Premises Liability Personal Injury Liability Special Events Liability Employee Benefits Liability Liquor Liability coverage available GL Automatic Fill endorsement GL Broadened Pollution coverage Umbrella/Excess Liability Large Excess Limits Available

Property

Ultimate Coverage – broad proprietary property coverage form including Flood and Earthquake where available Blanket limits with large in-house capacity Crime, Boiler, Inland Marine, and all Property coverages under one policy No separate form needed for computer property, this is included under the Personal Property limit Coverage is included for guest personal property, foundations, underground pipes, flue and drains, retaining walls that are not a part of the building, bridges, roadways, walks, patios, and other paved services Automatic coverages, including, but not limited to: arson reward, contract penalty clause, excavation and landscaping, fire sprinklered or burglar alarm upgrade, new construction, and accounts receivable Contamination of Gas and Oil coverage – $50,000 Erroneous Delivery coverage – $50,000 Terminal Access Card coverage – $50,000

Umbrella/Excess Liability

Large Excess Limits available

Automobile

Owned/non-owned/hired auto Hired car physical damage including loss of use Zero deductible Glass Single deductible on comprehensive physical damage (per occurrence) Lease Gap coverage Towing Electronic equipment Inland Marine coverage available Automobile Broadened Pollution coverage Financial responsibility filings and motor carrier filings

Crime and Fidelity

Money and securities Money orders and counterfeit paper currency Employee dishonesty

Risk Management Services

Product specific web-based Risk Management Services solutions through PHLY.com/RMS Free online interactive Defensive Driver Training course and examination Regular e-flyer communications on current Risk Management Services Issues and Large Loss Lessons Learned Strategic partnership with best-in-class vendor for discounted background & motor vehicle record (MVR) check

These coverages are underwritten by Philadelphia Insurance Companies, rated A++ (Superior) by A.M. Best; Nationally recognized as a member of Wards Top 50; Forbes Magazine has recognized PHLY as one of the 400 Best Big Companies in America

 

****All coverage is subject to policy terms and conditions, see your policy for details****