Dwelling Insurance in North Dakota

Your rental is one of your largest investments. Protect it with a Farmers Union Dwelling Insurance Policy.


Our Dwelling Insurance Policy Features:

  • Coverage on your rental property and dwelling
  • Coverage for other structures on your rental property
  • Replacement cost available on most roofing types and systems
  • Additional living expense coverage if your rental property is damaged by a covered loss
  • Premises liability covereage with limits available up to $1 million
  • Medical payments to others coverage


Optional Dwelling Property Coverages:

  • Sewer backup & sump pump overflow coverage
  • Property in storage
  • Refrigerated property coverage
  • Farm building coverage
  • Farm machinery


Optional Dwelling Liability Coverages:

  • Personal injury (libel/slander)
  • Protection for an additional residence (owner-occupied or rented to others)
  • Business pursuits for certain types of business
  • Home day care coverage
  • Recreational vehicle coverage
  • Incidental farm liability


Additional Coverages included with your policy:

  • Debris removal
  • Equipment breakdown
  • Fire department service charge
  • Ordinance or law coverage
  • Loss assessment
  • Claim expenses
  • First aid expenses


****All coverage is subject to policy terms and conditions, see your policy for details****