Different Types of Homeowners Insurance

Homeowners insurance is an essential insurance policy for anyone who owns residential property. When the unexpected happens, the financial loss can be devastating, especially since your home is one of the biggest investments you have in life. But with homeowners insurance, you can provide financial protection for your property and be compensated for any repairs […]

Understanding Contractor Liability Insurance in North Dakota

If you are a construction contractor, liability coverage is needed by a construction contractor in order to obtain most jobs. Commercial General Liability (GCL) Coverage is designed to cover the bodily injury and property damage liability exposures related to operating a commercial venture. The insured’s ownership or use of the premises The insured’s ongoing operations […]

Benefits of Homeowners Insurance in Utah

After buying a house, the next step to take is purchasing a homeowner’s insurance policy. It provides a lot of benefits that can be useful in times of need. Some advantages of buying a homeowner’s insurance policy include: It Provides Coverages for Damaged or Stolen Items If your house gets damaged due to perils listed […]

Two Common Types of Crop Insurance and Why They’re Important

Just like in any industry, the field of agriculture also faces many challenges. It’s not uncommon for farmers, ranchers, and other agricultural producers to undergo setbacks due to their crops yielding to drought, flooding, and other climate-related disasters. Many growers also struggle to gain revenue because of the unfortunate price decrease of their produce on […]

Reasons to Get Motorcycle Insurance and How Much It Costs

In North Dakota, motorcycle insurance is mandatory but the cost varies depending on the bike model, driving history (if you have prior DUI), coverage type, and more. If you’re wondering about motorcycle insurance cost, continue reading below. According to the data presented by ValuePenguin, North Dakota has the least expensive motorcycle insurance rate with a […]

Auto Insurance: How Much Coverage Do I Need?

After buying a vehicle, the next thing you should do is purchase a North Dakota auto insurance policy. But if you’re wondering how much car insurance coverage you need, here’s what you need to know: There is no fixed answer to how much car insurance coverage a vehicle owner should have. That is because the […]

Two Common Types of Crop Insurance and Why Theyre Important

Two Common Types of Crop Insurance and Why They’re Important Just like in any industry, the field of agriculture also faces many challenges. It’s not uncommon for farmers, ranchers, and other agricultural producers to undergo setbacks due to their crops yielding to drought, flooding, and other climate-related disasters. Many growers also struggle to gain revenue […]

NFU Member Benefits Newsletter Excerpt: Supplemental Insurance

This blog is from our NFU Member Benefits newsletter, by Kevin Ressler: Over the past year, Farmers UnionInsurance has enrolled a couple of hundred National Farmers Union membersin SureBridge supplemental insurance products. One such product, the Accident Companion policy, pays a lump-sum cash benefit for accidental injuries, even if benefits are also paid by Workers’ […]

Don’t Fall For These 4 Misleading Car Insurance Myths

Purchasing a new vehicle is always exciting, but what’s not so exciting is signing up for liability coverage. Navigating through all of your car insurance options can certainly be a hassle. There’s so much you need to understand in order to make the best decision for your finances and safety. It doesn’t help that there […]

What is an annuity?

An insurance term you might see quite a bit is annuity. Annuity by definition is: a long-term investment that is issued by an insurance company designed to help protect you from outliving your income. You are able to purchase this agreement and then what you contribute is converted into payments back to you. There are […]