Dwelling

Dwelling insurance is focused on protecting the physical structure of your rental home (1-4 units). It covers the home and attached structures, such as garages and porches, against various risks, including fire, theft, vandalism, natural disasters, and more.

Features

• Dwelling Coverage: Dwelling insurance covers the cost of repairing or rebuilding your home if it’s damaged or destroyed by covered perils.
• Other Structures Coverage: Protection for structures on your property that are not attached to your main dwelling, such as a detached garage, fence, or shed.
• Personal Property Coverage: This coverage extends to your personal belongings, covering items like furniture, and appliances.
• Liability Coverage: Liability insurance safeguards you in case someone is injured while on your property.
• Loss of Use: Applies if your home becomes uninhabitable due to a covered loss.