Have you or someone you know been in a car accident and hurt by another driver? Worse, have you or someone that you know, hurt another while driving a vehicle? Injuries from automobile accidents are, unfortunately, all too common. Every year in the U.S., for example, there are about 6 million motor vehicle accidents. Distracted […]
Don’t Fall For These Farm Insurance Myths and Misconceptions
About 93% of American homeowners have at least basic homeowners insurance. But it’s not just homeowners that require an insurance policy to protect their assets — farmers can also benefit tremendously from a well thought out farm insurance policy. Unfortunately, there are a number of myths and misconceptions that can create gray areas and deter […]
Need Health Insurance? Ask Yourself These Essential Questions First
According to the CDC, there were 28.6 million people without healthcare insurance in the U.S. in 2016. Needless to say, healthcare is an essential component of overall wellbeing. There are many different types of insurance, and before you choose the right plan and provider for your needs, you need to understand what it is you […]
Terms to know
The other week at the end of our blog, there were a few terms we wanted to clarify. Liability limits: the most an insurer is obligated to pay to an insured party during a specified period. Med pay: this protects you regardless of who caused the accident. This pays medical expenses for you and any […]
Some common mistakes people make when buying insurance
Rather than using a local insurance agent that has your best interests at heart, sometimes people take their insurance needs into their own hands. Read below for some common mistakes that can be made, and how having a Farmers Union insurance agent in your corner can help you avoid these! Choosing the wrong types […]
September is life insurance awareness month
New LIMRA research finds more than one-third (35 percent) of all households would feel an adverse financial impact within one month if a primary wage earner died. Facts About Life 2018 The top three reasons Americans give for owning life insurance in 2018*: Cover burial and final expenses (91%) Help replace lost wages/income of a […]
How much automobile liability insurance should I have?
Last week we talked about some of the types of car insurances that are offered, but you may be wondering how much coverage do I need? Simply put, you should never carry the required minimum in your state. Making sure you have enough insurance to cover anything if you are in an accident and sued […]
Automobile Imbecile Chronicles, Vol. 1: Car Wash Wisdom
This will be a recurring series because stories of people being foolish with their automobiles populate the news on a regular basis. You know there are safety concerns that are obvious. Like texting and driving makes you 23 times more likely to crash, so don’t do it. What about not driving your car into a […]
Things you should know when buying auto insurance
While buying auto insurance seems like a no-brainer, knowing what to get is a different story. While your Farmers Union Insurance agent can help talk you through what your options are, having some prior knowledge is always helpful. So, what are some different kinds of car insurance? Liability insurance: Liability insurance is insurance that pays […]
Considering Ranch Insurance? Here Are Some Essential Mistakes to Avoid
About 93% of American homeowners have at least basic homeowners insurance. However, farm and ranch insurance is very different than homeowners insurance, and not just because it helps protect your farm-based assets. So before you choose the right farm or ranch insurance policy for your needs, it’s important to understand what to do — and […]