If you are a construction contractor, liability coverage is needed by a construction contractor in order to obtain most jobs.
Commercial General Liability (GCL) Coverage is designed to cover the bodily injury and property damage liability exposures related to operating a commercial venture.
- The insured’s ownership or use of the premises
- The insured’s ongoing operations that are on and off the premises
- Products manufactured, sold, or distributed by the insured
- Completed operations of the insured
- Personal and advertising injury liability of the insured
- Medical payments coverage
- It also covers liability assumed by the insured under certain types of contracts
All coverages are subject to policy definitions, exclusions, and limitations.
Small to medium size contractors may also consider a Contractors Package Policy. These policies customize the coverage and can include business property, contractor’s tools and equipment, liability, and vehicle coverage.
Talk to Farmers Union Insurance Today
Protect your business from risks with the help of contractor liability insurance in North Dakota. Reach out to one of our local agents at Farmers Union Insurance to get started.
