Open Enrollment and Special Enrollment Periods

Sep 7, 2022

Open enrollment is the annual window during which individuals and families may sign up for ACA-compliant individual and family health insurance – or make changes to their existing coverage. It’s the only time during the year – other than a special enrollment period – that Americans can sign up for a plan or switch to a different health plan.

Open Enrollment For Health Insurance

North Dakota November 1, 2022 – January 15, 2023

South Dakota November 1, 2022 – January 15, 2023

What Qualifies as Special Enrollment?

*This list is not all inclusive please contact your local Farmers Union agent for details

  • Newly Married
  • Had a baby
  • Adopted a child
  • Divorced or Legally Separated
  • Placed a child for foster care
  • Change in residence
  • Losing insurance coverage
  • Losing health plan at work

Medicare Annual Enrollment Period

Medicare Annual Enrollment Period for 2022 starts October 15, 2022 and ends December 7, 2022. Starting on October 15, Medicare beneficiaries have the ability to:

Switch from Original Medicare (Medicare Part A and Medicare Part B) to a Medicare Advantage plan (Medicare Part C).

Change from one Medicare Advantage plan to another Medicare Advantage plan.

Switch from one Prescription Drug plan (Medicare Part D) to another or enroll in a Medicare Advantage Prescription Drug plan for more comprehensive coverage.

Add a Prescription Drug plan if you didn’t enroll when first eligible for Medicare.

Medicare Annual Enrollment Dates

North Dakota October 15th, 2022 December 7th , 2022

South Dakota October 15th, 2022 December 7th , 2022

Plan Effective Dates January 1, 2023

If you’ve dropped your health coverage or discontinued paying for it, you will not qualify for an open enrollment period. Talk to an insurance agent to help you learn more about health insurance.

The Right Agent for the Right Choices

Looking for the right health insurance policy can be tough. That’s why you should ask an experienced insurance agent to help you find the right insurance plan for you and your family. If you need for a trusted insurance company in ND, you should call Farmers Union Insurance. We are here to help you find the coverage that fits you. Get in touch with us today!

*Farmers Union Insurance may not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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