Many of us tend to accumulate a lot of stuff over the years. While we can recognize which stuff is ours, it becomes a lot harder when we have to create a listing of our possessions from memory. After a loss, many policyholders struggle to remember a full inventory of the items they own, and it is hard to create an accurate description of possessions under normal circumstances.
We strongly recommend that policyholders develop a property inventory. It is really very easy to do, and can be invaluable should the circumstances arise where you need to make a claim due to theft, fire, weather damage, or other insured perils.
While past inventories required the work of a written listing, many policyholders now use their smart phone to create a pictorial record along with personally narrated descriptions. Consider downloading to a secure device stored away from your property and deleting from the cell phone. A lost phone without password protection can provide a guided tour of your valuables.
Protecting the property of this community has been our responsibility for generations. Consider an inventory of your possessions to help us help you in time of need.
