- Crop insurance can help protect farm income when covered weather events, production losses, or other insured risks affect a growing season.
- Coverage options can be selected based on the crops, risks, and financial needs of an operation.
- Reviewing coverage before planting can help producers understand deadlines, policy details, and claim requirements.
Farming always comes with uncertainty. Drought, hail, excessive moisture, disease, and changing market conditions can affect production and revenue. Depending on the policy, crop insurance can help producers manage some of those risks and protect against certain covered losses.
What Does Crop Insurance Cover?
Crop insurance can provide protection when an insured crop experiences a covered loss. Depending on the policy, coverage may focus on lost yield, reduced revenue, or specific agricultural risks. Farmers Union Insurance works with producers to review available options and choose coverage that fits the needs of their operation.
Common crop insurance options may include Revenue Protection, Yield Protection, and other Multiple Peril Crop Insurance products. Other insurance products may address risks involving pasture and forage, livestock prices, or hail. Available products vary based on the operation, crops, location, and program requirements.
How the Claims Process Works
When a covered loss occurs, producers should report it promptly and follow the requirements in their policy. The claim will be reviewed based on the reported loss, applicable production records, and the terms and conditions of the policy to determine whether an indemnity is owed.
Plan Ahead for the Growing Season
Crop insurance decisions are easier when they happen before deadlines arrive. Our local Farmers Union Insurance agents can help you review crop insurance options, understand important dates and policy requirements, and prepare for the risks ahead.
Not all products underwritten by Farmers Union Insurance. All coverage is subject to policy terms and conditions; see your policy for details.
