Fixed annuities may appeal to people who value predictable growth and greater stability. Variable annuities offer market-based growth potential but also expose your account value to investment risk. Your retirement goals, risk tolerance, fees, and need for access to...
Crop insurance can help protect farm income when covered weather events, production losses, or other insured risks affect a growing season. Coverage options can be selected based on the crops, risks, and financial needs of an operation. Reviewing coverage before...
Uninsured motorist (UM) coverage may help pay for certain accident-related losses if the at-fault driver has no auto insurance (or in some cases, in a hit-and-run). Underinsured motorist (UIM) coverage may apply when the at-fault driver has insurance, but...
When a natural disaster strikes, having a plan can make a critical difference in keeping your family safe. A personal emergency preparedness plan (PEP), also known as a Family Disaster Plan, helps families organize and respond effectively during emergencies like...
Accidents can damage your vehicle, forcing you to find alternative transportation while repairs are underway. If you rely on your car for daily activities like commuting to work or running errands, being without it for days or weeks can disrupt your life. This is...
As we approach 2025, significant updates to Medicare are on the horizon. These changes are designed to enhance the effectiveness, affordability, and accessibility of the program for beneficiaries. Here's what you can expect: 1. Growing Access to Telehealth Services...
Navigating Medicare can be overwhelming, especially when understanding the various enrollment periods. Each period has specific rules and timelines that can significantly impact your coverage. Here's a detailed look at the key Medicare health plan enrollment periods...
Who doesn't love the smell of a barbecue sizzling away on a warm summer day? It's vital to outdoor gatherings, bringing people together over delicious food and good times. However, amidst all the excitement, it's crucial not to overlook safety. From preventing fires...
Riding a motorcycle is a thrilling experience, but safety should always be a top priority. To ensure a safe and enjoyable ride, consider your bike, protective gear, visibility, and driving habits. Here's a comprehensive motorcycle safety checklist encompassing these...
When running a farm, the need for specialized equipment is undeniable. From tractors and harvesters to irrigation systems and machinery, these tools play a crucial role in crop production and maintenance. However, not every farmer or agricultural worker can own all...
1415 12th Ave SE
PO Box 2020
Jamestown, ND 58402
1-800-366-8331
3801 Memorial Hwy
Ste A PMB 103
Mandan, ND 58554
701-952-1199