Month: May 2018

The deductible does impact your premium but with todays plans the out of pocket (OOP) limit is more important to look at as a plan with a lower deductible could have a substantially higher out of pocket maximum with only a small difference in premium. Depending on...

When deciding between car insurance companies, cost matters but it certainly isn't everything. The coverage you get for the price you pay is how you should determine the policy you carry. To give you an idea of the different types of coverage that are important, the...

In this blog, we are going to discuss some terms you might see or hear in your health insurance policy. While Farmers Union Insurance agents will always explain your health insurance policy, this blog could be beneficial for any questions you may have. Premium: the...

In insurance, the terms actual cash value and replacement cost are something you may hear while speaking with your agent. What do they mean, exactly, and which one applies to you and your situation? Actual cash value is not as easily defined as one might think....