Homeowners

Your home is one of your largest investments.
Protect it with a Farmers Union Homeowners Insurance Policy.

Our Homeowners Insurance Policy Features:

  • Replacement cost coverage on your house
  • Replacement cost coverage for other structures on your property
  • Replacement cost coverage on your personal belongings, covered anywhere in the world
  • Replacement cost available on most roofing types and systems
  • Additional living expense coverage if your home is damaged by a covered loss
  • Personal liability coverage with limits available up to $1 million
  • Medical payments to others coverage
  • Property damage to others coverage

 

Coverage Details

Optional Homeowners Property Coverages:

  • Sewer backup & sump pump overflow coverage
  • Increased special limits on certain types of personal property
  • Refrigerated property coverage
  • Scheduled Property Floater

Optional Homeowners Liability Coverages:

  • Personal injury (libel/slander)
  • Protection for an additional residence (owner-occupied or rented to others)
  • Business pursuits for certain types of business
  • Home day care coverage
  • Recreational vehicle coverage

Additional Coverages included with your policy:

  • Debris removal
  • Equipment breakdown
  • Fire Department Service Charge
  • Identity Theft Protection
  • Ordinance or Law Coverage
  • Loss Assessment
  • Claim Expenses
  • First Aid Expenses
  • $500 damage for property damage of others

 

****All coverage is subject to policy terms and conditions, see you policy for details****