Our Homeowners Insurance Policy Features:
- Replacement cost coverage on your house or condominium
- Replacement cost coverage for other structures on your property
- Replacement cost coverage on your personal belongings, covered anywhere in the world
- Replacement cost available on most roofing types and systems
- Additional living expense coverage if your home is damaged by a covered loss
- Personal liability coverage with limits available up to $1 million
- Medical payments to others coverage
- Property damage to others coverage
Optional Homeowners Property Coverages:
- Sewer backup & sump pump overflow coverage
- Increased special limits on certain types of personal property
- Refrigerated property coverage
- Scheduled Property Floater
Optional Homeowners Liability Coverages:
- Personal injury (libel/slander)
- Protection for an additional residence (owner-occupied or rented to others)
- Business pursuits for certain types of business
- Home day care coverage
- Recreational vehicle coverage
Additional Coverages included with your policy:
- Debris removal
- Equipment breakdown
- Fire Department Service Charge
- Identity Theft Protection
- Ordinance or Law Coverage
- Loss Assessment
- Claim Expenses
- First Aid Expenses
- $500 damage for property damage of others
****All coverage is subject to policy terms and conditions, see your policy for details****